# RATERIGHT PTY LTD - SHAREHOLDER REGISTER
**ACN: 689 397 582**  
**ABN: 62 841 523 907**

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## COMPANY DETAILS

**Company Name:** RateRight Pty Ltd  
**Registration Date:** 25 July 2025  
**Company Type:** Australian Proprietary Company Limited by Shares  
**Registered Office:** Level 1, 457 Elizabeth Street, Surry Hills NSW 2010  
**Principal Place of Business:** Level 1, 457 Elizabeth Street, Surry Hills NSW 2010  

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## SHARE CAPITAL STRUCTURE

**Authorized Share Capital:** Unlimited  
**Issued Share Capital:** 10 Ordinary Shares  
**Total Amount Paid:** $100.00  
**Total Amount Unpaid:** $0.00  
**Share Class:** ORD (Ordinary Shares)  

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## CURRENT SHAREHOLDERS

### 1. MICHAEL ROCCO MCLOUGHLIN

**Personal Details:**
- **Full Name:** Michael Rocco McLoughlin
- **Date of Birth:** 23 September 1981
- **Place of Birth:** Ireland
- **Residential Address:** 282 Malabar Road, Maroubra NSW 2035

**Shareholding Details:**
- **Number of Shares:** 9 Ordinary Shares
- **Percentage Holding:** 90%
- **Amount Paid:** $90.00
- **Amount Unpaid:** $0.00
- **Status:** Fully Paid
- **Holding Type:** Beneficially Held
- **Date of Acquisition:** 29 July 2025

**Director Status:** Yes (appointed 29 July 2025)

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### 2. STEPHEN EDMUND JOYCE

**Personal Details:**
- **Full Name:** Stephen Edmund Joyce
- **Date of Birth:** 25 October 1984
- **Place of Birth:** Ireland
- **Residential Address:** 403 Malabar Road, Maroubra NSW 2035

**Shareholding Details:**
- **Number of Shares:** 1 Ordinary Share
- **Percentage Holding:** 10%
- **Amount Paid:** $10.00
- **Amount Unpaid:** $0.00
- **Status:** Fully Paid
- **Holding Type:** Beneficially Held
- **Date of Acquisition:** 25 July 2025

**Director Status:** Yes (appointed 25 July 2025)

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## SHARE TRANSACTIONS HISTORY

| Date | Shareholder | Transaction Type | Shares | Price per Share | Total Consideration | Running Total |
|------|-------------|------------------|--------|----------------|-------------------|---------------|
| 25-07-2025 | Stephen Edmund Joyce | Initial Issue | 1 | $10.00 | $10.00 | 1 |
| 29-07-2025 | Michael Rocco McLoughlin | Initial Issue | 9 | $10.00 | $90.00 | 10 |

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## DIRECTOR APPOINTMENTS

| Director Name | Appointment Date | Status | Residential Address |
|---------------|------------------|--------|-------------------|
| Stephen Edmund Joyce | 25 July 2025 | Active | 403 Malabar Road, Maroubra NSW 2035 |
| Michael Rocco McLoughlin | 29 July 2025 | Active | 282 Malabar Road, Maroubra NSW 2035 |

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## SHARE CERTIFICATES

**Certificate Issuance:** To be determined by Directors  
**Current Status:** No physical certificates issued  
**Register Maintenance:** Electronic register maintained in accordance with Corporations Act 2001  

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## CORPORATE GOVERNANCE NOTES

**Constitution:** Draft prepared [DATE TO BE INSERTED]  
**Annual Review Due:** 25 July 2026  
**ASIC Compliance:** Current (as at 14 August 2025)  
**Share Transfer Restrictions:** Pre-emptive rights provisions apply as per Constitution  

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## BENEFICIAL OWNERSHIP DISCLOSURE

Both shareholders hold their shares beneficially with no trust arrangements or nominee holdings identified.

**Anti-Money Laundering Compliance:**
- Both shareholders are Australian residents
- Source of funds: Personal investment
- No politically exposed persons identified
- No sanctions or watch list matches

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## CONTACT DETAILS

**Company Secretary:** To be appointed  
**Share Registry Contact:** Michael McLoughlin (Managing Director)  
**Email:** michael@rateright.com.au  
**Phone:** [TO BE INSERTED]  

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**Register Prepared:** [DATE TO BE INSERTED]  
**Prepared By:** Harper Wilson, Finance & Compliance Manager  
**Next Update Due:** Upon any share transactions or changes to shareholder details  

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*This register is maintained in accordance with sections 168-177 of the Corporations Act 2001 (Cth)*