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[Sun Feb  8 22:51:48 AEDT 2026] CC VPS triggered by Rivet
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Task:
Create .env.example file based on the current .env.local. Copy all env var names but replace real values with descriptive placeholders (e.g., sk_live_... -> your_stripe_secret_key). Include comments explaining each variable.
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Done! Created `.env.example` with:

- **All environment variables** from `.env.local` with descriptive placeholders
- **Organized sections**: Supabase, ABN, Email, AI, Stripe, URLs, Security, Cloudinary, Twilio, Google Scripts, Slack, Legacy/V1, Redis, Feature Flags
- **Helpful comments** explaining what each variable is for and where to get the values
- **Links to registration/dashboard pages** for external services
- **Security notes** (e.g., marking secret keys as "SECRET - never expose to client")

Also updated `.gitignore` to allow `.env.example` to be committed while still ignoring actual `.env*` files.

Committed and pushed to main.