# RateRight AI Team Plan — 6 Agents by End of Week
*Approved by Michael: February 16, 2026*
*Budget: $100/month for infrastructure*

---

## The Team

### 1. Rivet 🔧 — Chief of Staff (LIVE)
- **Port:** 18789
- **Model:** Opus (judgment), Kimi (grunt work)
- **Role:** Coordination, strategy, information curation, Michael's interface
- **Status:** ✅ OPERATIONAL

### 2. Builder 🔨 — Coder (LIVE)
- **Port:** 18790
- **Model:** Opus (Max subscription via Claude Code)
- **Role:** All code changes, deploys, technical implementation
- **Status:** ✅ OPERATIONAL

### 3. Susan 💼 — Sales & Marketing (SETUP TODAY)
- **Port:** 18791
- **Model:** Kimi default, Opus for external data
- **Bot:** @rateright_susan_bot (token secured)
- **Role:** Lead management, SMS drafts, competitive intel, outreach, content
- **Capabilities:** Growth Engine API access, lead enrichment, pipeline management
- **Hard Rule:** NEVER sends external comms without Michael's approval
- **Specs:** memory/plans/susan-agent-spec.md, susan-soul.md, susan-setup-checklist.md
- **Status:** ⏳ SETTING UP — Bot created, spec done, workspace being built

### 4. Finance & Legal 📊 — (SPEC TODAY, BUILD THIS WEEK)
- **Port:** 18792
- **Model:** Kimi default, Opus for grant applications
- **Role:** 
  - Government grant research and applications
  - Tax optimisation (R&D tax incentive, small business deductions)
  - Compliance monitoring (labour hire, privacy, consumer law)
  - Cash flow forecasting and expense tracking
  - Monthly financial health reports
- **Key Opportunity:** Government grants could fund the entire operation
  - Entrepreneurs' Programme
  - R&D Tax Incentive (43.5% refundable offset for <$20M turnover)
  - NSW Digital Economy grants
  - New Enterprise Incentive Scheme (NEIS)
  - Export Market Development Grants
- **Hard Rule:** NEVER commits to financial obligations without Michael's approval
- **Status:** 📝 SPEC TODAY

### 5. DevOps 🛠️ — The Fixer (SPEC TODAY, BUILD THIS WEEK)
- **Port:** 18793
- **Model:** Kimi default, Sonnet for complex debugging
- **Role:**
  - Monitor all agent health (heartbeat checks, process monitoring)
  - Auto-restart crashed Clawdbot instances
  - Fix misconfigurations that crash agents
  - VPS health (CPU, RAM, disk, network)
  - SSL certificate monitoring
  - Deployment health checks (app, Growth Engine, all services)
  - Alert escalation (fix what you can, alert Michael only for what you can't)
  - Backup management
- **Key Value:** When an agent tries to reconfigure itself and crashes, DevOps fixes it automatically
- **Hard Rule:** Can restart services but NEVER deploys code to production
- **Status:** 📝 SPEC TODAY

### 6. Scout 🔭 — AI Intelligence (SPEC TODAY, BUILD THIS WEEK)
- **Port:** 18794
- **Model:** Kimi (research is cheap)
- **Role:**
  - Daily AI news monitoring (HN, ArXiv, X, TechCrunch, Anthropic blog)
  - Clawdbot updates and changelog tracking
  - New AI tools and frameworks assessment
  - Construction + AI intersection monitoring
  - Competitor tech stack analysis
  - Weekly briefing with actionable recommendations
  - URGENT alerts for breaking developments (new models, security issues)
- **Key Value:** RateRight stays on the cutting edge without Michael reading tech news
- **Hard Rule:** Filters for relevance — only surfaces what matters to RateRight
- **Status:** 📝 SPEC TODAY

---

## Architecture

```
Michael (Founder)
    │
    ├── Rivet 🔧 (Chief of Staff) — Port 18789
    │   ├── Manages all agents
    │   ├── Curates information (single source of truth)
    │   └── Reports to Michael
    │
    ├── Builder 🔨 (Coder) — Port 18790
    │   └── All code changes, no exceptions
    │
    ├── Susan 💼 (Sales) — Port 18791
    │   └── Leads, outreach, marketing, Growth Engine
    │
    ├── Finance/Legal 📊 — Port 18792
    │   └── Grants, compliance, tax, cash flow
    │
    ├── DevOps 🛠️ (Fixer) — Port 18793
    │   └── Monitors and fixes all agents + infrastructure
    │
    └── Scout 🔭 (Intelligence) — Port 18794
        └── AI trends, competitor monitoring, tech scanning
```

## Communication Protocol
- **Rivet ↔ All agents:** Shared inbox files + gateway bridge
- **Michael ↔ Rivet:** Telegram DM (voice during work hours)
- **Michael ↔ Susan:** Telegram (via Susan's bot for approvals)
- **Agent ↔ Agent:** Shared files in /home/ccuser/rateright-growth/rivet/
- **Escalation:** Agent → Rivet → Michael (only if Rivet can't handle it)

## Cost Estimate
- **VPS:** Already paid (DigitalOcean $48/month — may need upgrade to 4GB→8GB RAM)
- **Models:** Kimi = FREE, Opus = ~$2-4/day for judgment calls
- **External APIs:** Brave Search (included), Growth Engine (included)
- **Total estimated:** $50-80/month operational + $48 VPS = ~$100-130/month
- **Michael's budget:** $100/month approved

## Timeline
- **Monday (today):** Susan setup, spec Finance/Legal + DevOps + Scout
- **Tuesday:** Finance/Legal agent built and tested
- **Wednesday:** DevOps agent built and tested  
- **Thursday:** Scout agent built and tested
- **Friday:** All 6 agents operational, full integration tested

## Michael's Design Principles
- Specialized > generalist (learn faster, fail independently)
- If one breaks, others keep running (fault isolation)
- DevOps agent is the safety net (fixes crashes automatically)
- Every agent reports to Rivet, Rivet reports to Michael
- Voice communication during work hours, text in evenings

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*This is THE plan. All work aligns to this.*