# Compliance & Policies

This directory contains all compliance documentation and company policies for RateRight Pty Ltd.

## Contents

### Regulatory Compliance
- Privacy policies (GDPR, Privacy Act 1988)
- Data protection and security policies
- Financial services compliance
- Employment law compliance
- Consumer protection compliance

### Platform Policies
- Terms of service and user agreements
- Acceptable use policies
- Content moderation policies
- Dispute resolution procedures
- Safety guidelines and procedures

### Internal Policies
- Code of conduct and ethics
- Information security policies
- Risk management policies
- Business continuity plans
- Anti-money laundering policies

### Compliance Management
- Compliance monitoring procedures
- Audit and review schedules
- Policy update workflows
- Training and awareness programs
- Incident response procedures

## Policy Review Cycle
- Annual comprehensive review
- Quarterly risk assessment updates
- Ad-hoc updates for regulatory changes
- Version control and change management
- Stakeholder notification procedures

## Regulatory Bodies
- **ASIC**: Australian Securities and Investments Commission
- **ACCC**: Australian Competition and Consumer Commission
- **OAIC**: Office of the Australian Information Commissioner
- **Fair Work Australia**: Employment relations compliance

## Access Level: CONFIDENTIAL
Restricted to Legal team, Compliance officers, and authorized personnel.